Effective Date: October 31, 2025

By accessing or using our website or services, you agree to the following Terms of Service. These terms govern all consulting and advisory services provided by Janssen Strategic Advisor, LLC (“Consultant”) to its clients (“Client”).

1. Engagement Scope

All services, including diagnostics, retainers, and consulting engagements, are governed by written agreements executed between Consultant and Client.

2. Non-Disclosure & Confidentiality

All information shared during the CLEAR Readiness Review™ or subsequent engagements is confidential. Both parties agree not to disclose or reproduce proprietary information.

3. Payment Terms

Payments for the CLEAR Readiness Review™ are due in full in advance. Ongoing retainers are billed and due on the 1st of each month unless otherwise agreed in writing.

4. No Refund Policy

All fees are non-refundable due to the professional and time-based nature of our services.

5. Intellectual Property

All methodologies, materials, and frameworks provided by Consultant—including the CLEAR Financial System™ and CLEAR Readiness Review™—remain the property of Consultant.

6. Limitation of Liability

Consultant is not liable for indirect, incidental, or consequential damages arising from use of its services.

7. Governing Law

These terms are governed by the laws of the State of Indiana without regard to conflicts of law.

8. Contact

Questions may be directed to [email protected].